ප්රායෝගික ක්ෂුද්ර මූල්ය පුහුණු වැඩසටහන
Overcoming Modern Field Challenges Through Practical Door-to-Door & Ethical Methodologies
In the face of ongoing economic volatility, microfinance institutions encounter severe hurdles such as loan non-payments, borrower debt traps, and the breakdown of peer-group lending systems. Moving beyond theoretical textbooks, this program focuses on practical door-to-door field methodologies, rigorous client cashflow analysis, credit risk management, and ethical collection strategies fully compliant with the MCRA Act No. 9 of 2026.
Training Objective: Overcoming current field challenges (loan defaults, breakdown of group lending systems) and practical training on how microfinance should be conducted effectively in Sri Lanka.
Current Field Reality & Our Approach: To overcome severe challenges in the microfinance sector, this program focuses on practical door-to-door field methodologies, credit risk management, and ethical collection strategies over pure theory.
In the face of ongoing economic volatility, microfinance institutions encounter severe hurdles such as borrower defaults, debt traps (ණය උගුල), and the collapse of peer-group lending systems. Moving beyond theoretical textbooks, this program focuses on practical door-to-door field methodologies, rigorous cashflow analysis, credit risk management, and lawful, ethical collection strategies under the Microfinance and Credit Regulatory Authority (MCRA) Act No. 9 of 2026.
Course Formats & Hospitality Structure: Conducted at our modern Academy premises with full residential hospitality packages (morning tea, executive lunch buffet, afternoon refreshments, air-conditioned hall, stationery, and workbooks). Flexible delivery formats include: 1-Day Practical Workshop (LKR 7,500), 2-Day Executive Program (LKR 15,000), 5-Day Comprehensive Induction for New Recruits (LKR 37,500), and 2-Day Weekend Advanced Masterclass (LKR 15,000). Group tier discounts are available for institutions (10% for 11–25 officers, 15% for 25+ officers), and customized on-site corporate training is fully negotiable island-wide.
Practical door-to-door field techniques to evaluate genuine borrower economic status and verify productive loan utilization.
Rebuild peer-group solidarity and mutual accountability (Grameen peer pressure) when group lending systems break down.
Master conflict-free, respectful, and lawful installment recovery compliant with the MCRA Act No. 9 of 2026.
Conduct comprehensive cashflow analysis to detect and manage multiple borrowing risks (බහුවිධ ණය පාලනය).
Simulate high-difficulty field scenarios through realistic role-play exercises before field deployment.
All-inclusive executive hospitality (LKR 7,500/day with morning tea, full lunch buffet, evening tea, and materials) with institutional tier discounts up to 15%.
Our syllabus is structured into comprehensive, step-by-step operational modules taught by practicing microfinance leaders.
Identifying Field Issues & Immediate Practical Solutions (09:00 AM – 04:30 PM)
In-Depth Analysis & Risk Management for Field Officers and Managers
Comprehensive Operational & Legal Onboarding for New Recruits
Strategic Problem Solving, Write-Off Minimization & Portfolio Expansion
Base rate: LKR 7,500/= per participant per day hosted at the Ceylon Grameen Academy premises (includes morning tea, buffet lunch, afternoon tea, and complete manuals).
Officers tackling field crises, non-payments, and group lending breakdowns for immediate solutions
Field officers and managers focusing on in-depth cashflow analysis, multiple loans & group revival
Newly recruited microfinance officers mastering Grameen principles, field visits & roleplay assessments
Experienced officers & team leaders managing severe non-payers, legal remedies & target growth
Institutional Guidelines & On-Site Training: All course fee payments or official institutional purchase orders (PO) must be confirmed prior to program commencement. For customized in-house training sessions conducted at institutional premises (on-site financial institution branch visits), rates are fully negotiable upon discussion based on participant volume and duration.
Newly Recruited & Existing Microfinance Officers, Field Credit Executives, Branch Managers, Risk Officers & Field Mobilizers
“The roleplay drills on handling group breakdowns and the sessions on the MCRA Act No. 9 of 2026 transformed the way our field officers conduct village meetings. Our overdue collections improved dramatically within 60 days.”
The standard base rate is LKR 7,500/= per participant per day at the Academy premises (inclusive of morning tea, full corporate lunch buffet, afternoon tea, air-conditioned hall, and case study documentation). Pricing packages: 1-Day Workshop (LKR 7,500), 2-Day Executive Program (LKR 15,000), 5-Day Induction Training (LKR 37,500), and 2-Day Weekend Advanced Module (LKR 15,000). Institutional discounts: Standard Batch (5-10) @ LKR 7,500/day, Medium Group (11-25) @ LKR 6,750/day (10% discount), and Large Corporate Group (25+) @ LKR 6,375/day (15% discount).
Yes. For customized in-house training sessions conducted at institutional premises (on-site financial institution branch visits), rates are fully negotiable and tailored upon discussion based on batch size and program duration.
The program directly targets the structural failure of group lending, teaching officers practical methodologies to analyze debt trap causes, rebuild group solidarity, re-establish peer pressure, and advise struggling borrower businesses.
Yes. Full training is provided on lawful, conflict-free installment recovery under the Microfinance and Credit Regulatory Authority (MCRA) Act No. 9 of 2026, ensuring complete compliance and zero institutional liability.
